Terms & Conditions

TERMS AND CONDITIONS OF USE

By accessing and utilizing this Website and its associated Services, as well as any other related features, terms, or agreements, you (the “User”) agree to be legally bound by the following terms and conditions:

1. INTERPRETATION

Capitalized words hold specific meanings as outlined below. These definitions apply equally whether the terms are used in singular or plural form.

2. DEFINITIONS

  • Affiliate refers to any entity that is controlled by, in control of, or under shared control with another party. “Control” here means owning 50% or more of voting shares or equivalent authority.
  • Service covers all informational offerings found on the Website and Platform.
  • Terms and Conditions or “Terms” denote this binding agreement between the User and the Company governing the use of the Website and its Services.
  • Third-party indicates any external party offering content, tools, services, or products available through or in association with the Service.
  • Website refers to https://passivefinances.com/ and all associated subdomains.
  • User/You signifies the individual or legal entity using or accessing the Services.

3. AGREEMENT ACCEPTANCE

These Terms govern how you interact with and use our Services and define your legal relationship with the Company. Your continued use of the Service constitutes acceptance of these Terms and our Privacy Policy.

Note: P2P Invest is not a licensed investment advisor or broker. All investment content is sourced from third-party platforms, and transactions occur directly between Users and these platforms. The Company makes no claims regarding the accuracy or completeness of such third-party data and assumes no liability for it.

4. EXTERNAL LINKS

Our Website includes hyperlinks and embedded features from external services over which we have no control. We are not responsible for the content, practices, or policies of these third-party sites. Use of such links is at your own risk. Investment decisions made on third-party platforms fall entirely under your responsibility.

We recommend carefully reviewing the terms and privacy policies of any third-party service accessed through our Website.

The content available via our Website is for general educational or informational purposes only. It is not to be interpreted as investment advice or a recommendation to purchase any financial product or service.

Performance data and tools provided are based on information we believe to be reliable but cannot verify in full. Past performance is no guarantee of future results. The methodologies used may change and affect how results are shown.

The Company may earn revenue through affiliate partnerships, including flat fees, per-click fees, or commissions on investments made via partner platforms. These revenues help fund the development and maintenance of our tools and do not influence the objectivity of our analysis or platform rankings.

5. INTELLECTUAL PROPERTY

All original content, code, design, and features of this Service remain the property of the Company or its third-party licensors. This includes but is not limited to text, graphics, layout, and software. You may not copy, reproduce, or alter any part of the Website unless expressly authorized.

Downloading or using content from the Website does not grant you any ownership rights. We reserve the right to limit or terminate access to the Website at any time.

6. TERMINATION

We may suspend or permanently block your access to the Services without prior warning if you violate any of these Terms. Your rights to use the Services will end immediately upon termination.

7. LIMITATION OF LIABILITY

To the extent permitted by law, the Company and its affiliates shall not be liable for any indirect, incidental, or consequential damages (e.g., lost profits, lost data, personal injury, or business interruption) even if advised of the possibility of such damages. In jurisdictions where such exclusions are not permitted, liability shall be limited to the maximum extent allowed.

8. DISCLAIMER OF WARRANTIES

The Service is provided “as is” and “as available” without warranties of any kind, express or implied. This includes but is not limited to warranties of fitness for a particular purpose, merchantability, and non-infringement. We do not guarantee that the Service will meet your expectations, be error-free, or remain uninterrupted.

We also make no warranties regarding the accuracy or reliability of information on our Website or any third-party content linked to it. Use the Service at your own risk.

In some jurisdictions, limitations on implied warranties may not be enforceable, so these disclaimers may not apply in full.

9. GOVERNING LAW

These Terms are governed and interpreted in accordance with the laws of Denmark, excluding its conflict of law principles. You may also be subject to local laws depending on your jurisdiction.

10. SEVERABILITY

If any part of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect, with the invalid section interpreted to reflect its intended purpose.

11. NO WAIVER

Failure by the Company to enforce any right or provision shall not constitute a waiver of future enforcement of that or any other right or provision.

12. TRANSLATIONS

If these Terms are translated into another language, the English version shall prevail in case of any conflict or discrepancy.

13. CHANGES TO TERMS

We reserve the right to update or modify these Terms at our sole discretion. Significant updates may be communicated in advance (e.g., 30 days before implementation). Continued use of the Service after changes implies your acceptance of the new Terms. If you disagree with the changes, you should discontinue using the Service.

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