Privacy Policy of Passive Finances
At Passive Finances, we value your privacy and are committed to protecting your personal data. This Privacy Policy outlines what information we collect, how we use it, the legal grounds for processing, how we share it (if at all), and your rights regarding that information.
This Policy applies to data collected through your interaction with the Passive Finances website and its subdomains (https://passivefinances.com/).
Who We Are
Passive Finances is an online platform designed to help users explore and manage passive income strategies through diversified investment tools and educational resources. We work with a global network of professionals and contributors to deliver relevant and reliable content to our users.
We do not and will never sell your personal data.
What Information We Collect
To provide you with the best possible experience on our website, we may collect and process the following types of data:
1. Contact Information
When you reach out to us—whether to request support, send feedback, or report issues—we may collect your name, email address, and message contents. This data is used solely to respond to your inquiries.
2. Website Usage Data
When you visit our website, we collect analytics data such as referring URLs, pages visited, session duration, anonymized IP addresses, device details (type, operating system, browser, resolution, etc.), and geographic location. This helps us improve our services and prevent misuse. The data is processed using secure analytics tools such as Google Analytics and Fathom.
3. Cookies
We use cookies to enhance your browsing experience and for internal tracking purposes. You can disable or remove cookies at any time through your browser settings.
4. Account Information
When you register on our site, subscribe to a plan, or access personalized services, we may request details such as your name, email address, and organizational affiliation. This data is used strictly for account management and service delivery.
5. Third-party Authentication
If you choose to log in using Google or Facebook, we may access your public identifier (OpenID) from these platforms. This data is used solely for authentication and not for marketing or profiling. We comply fully with Google and Meta’s data usage policies.
Your Rights
You have the right to:
- Access personal data held by Passive Finances
- Request correction or deletion of your personal data
- Limit or object to certain data processing activities
- Request data in a structured, machine-readable format
Please note that we can only process requests if we can identify you via your email address, and only when data has been collected through your direct interaction with our platform.
To exercise your rights or if you have questions about this policy, please contact us at: [email protected]
You may also contact your local data protection authority to lodge a complaint.
Subprocessors and Third-Party Services
We work with select service providers to deliver a secure and efficient platform. These providers are contractually obligated to maintain strict data confidentiality and only process data as instructed.
| Subprocessor | Purpose | Location |
|---|---|---|
| Amazon AWS | Hosting infrastructure & database management | Europe (Germany) |
| Cloudflare | Security, caching, and content delivery | Global |
| Fathom Analytics | Privacy-focused analytics | Germany |
| Mailcoach | Email communication | EU/EEA |
| Google Analytics | Web analytics & performance insights | Germany/Ireland |
| Stripe | Payment processing | USA |
| YouTube | Video embedding | USA |
Each third-party service has its own privacy policy, which you may refer to for more details on how they handle personal data.
Data Retention
We retain personal information for as long as your account remains active or as required to provide our services and fulfill legal obligations. In some cases, anonymized and aggregated data may be stored indefinitely to enhance platform security and performance.
Updates to This Policy
This Privacy Policy may be updated periodically to reflect changes in our practices, services, or legal requirements. Any material changes will be communicated either on our website or via email.